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15 Revie Review

Unit 15 Review

Unit 15

  • I CAN review finance vocabulary, second conditional, and wish
Unit 15 Review
Lesson Review

Lesson Review

15 cards

In this unit we explored three connected themes: the language of money and finance, the second conditional for imagining unlikely situations, and the verb wish for talking about things we would like to be different. This review brings all three areas together so you can use them confidently in writing and conversation.

Finance vocabulary is the language we use to talk about our everyday money life. We worked with words for income — money you receive — such as salary, wage, bonus, pension and pocket money. We also looked at expenses — money you pay out — such as rent, bills, groceries, transport and taxes. Banking and saving added a third group: account, savings, loan, debt, mortgage, interest and budget. Useful verbs include earn, spend, save, borrow, lend, afford, pay and owe. The most important thing is to learn the right collocations — the words that naturally go together. We say pay a bill, save money, borrow money from somebody, afford to do something and owe somebody money. A simple monthly budget helps many people balance their income and their expenses.

Income Expenses Banking & saving
salary, wage, bonus rent, bills, groceries account, savings, loan
pension, pocket money transport, taxes debt, mortgage, interest

The second conditional lets us talk about an unreal or unlikely present or future situation. The structure is if + past simple, would + base verb. If I had a bigger salary, I would save more money. When the if-clause comes first, we put a comma before the main clause. We can also reverse the order: I would buy a house if I won the lottery. In formal English, we can use were for all subjects: If I were rich…, although was is very common in everyday speech. The second conditional is different from the first conditional, which is for real or possible situations: If I save enough, I will buy a bike next year.

We use wish + past simple to express regret or a desire for a present situation to be different. I wish I had more savings. We use wish + could to talk about an ability we do not have. I wish I could afford a holiday this year. The meaning is close to the second conditional, but wish focuses on the feeling of wanting things to be different, while the second conditional is often used in a more planning way: If I had more money, I would travel.

Writing strategy

Using conditional verbs correctly

  • After if, always use a past form: had, won, were, didn't, could.
  • After would, always use a base verb: buy, travel, save, help.
  • Check your wish sentences: wish + past simple or wish + could.

Your writing task this unit is a short blog post called If I had more money… You will write three short paragraphs: one about how you manage money now, one about what you would change with the second conditional, and one about things you wish were different.

مراجعة الوحدة 15: الفلوس، الشرط التاني، و"wish"

الوحدة دي كانت عن تلات حاجات متربوطة ببعض: كلمات الفلوس والتمويل، والشرط التاني (second conditional) عشان نحلم بحاجات مش محتملة، وwish عشان نتكلم عن حاجات عايزينها تبقى مختلفة. خلينا نراجعهم بسرعة قبل ما تبدأ تكتب.

أولاً: مفردات الفلوس

اتعلمنا كلمات بنستخدمها كل يوم لما نتكلم عن الفلوس. في الدخل (income) زي salary وwage وbonus وpension وpocket money. في المصروف (expenses) زي rent وbills وgroceries وtransport وtaxes. وفي البنوك والادخار (banking and saving) زي account وsavings وloan وdebt وmortgage وbudget. وكمان أفعال مهمة زي earn وspend وsave وborrow وlend وafford وpay وowe.

اللي لازم تركز عليه هو التعبيرات الطبيعية (collocations) - يعني الكلمات اللي بتمشي مع بعض بشكل صحيح في الإنجليزية:

  • pay a bill (مش "make a bill")
  • save money
  • borrow money from somebody
  • afford to do something
  • owe somebody money

ثانياً: الشرط التاني (Second Conditional)

ده بنستخدمه لما نتكلم عن موقف مش حقيقي أو مش محتمل في الحاضر أو المستقبل. القاعدة بسيطة: if + past simple, would + base verb.

  • If I had a bigger salary, I would save more money.
  • If I won the lottery, I would travel around the world.

لو جملة الـ if جت الأول، بنحط فاصلة قبل الجملة التانية. وكمان ممكن نقلب الترتيب: I would buy a house if I won the lottery.

في الإنجليزية الرسمية بنستخدم were مع كل الضمائر: If I were rich... لكن في الكلام العادي was بتتقال كتير. والشرط التاني مختلف عن الشرط الأول (first conditional) اللي بيتكلم عن حاجات حقيقية ومحتملة: If I save enough, I will buy a bike next year.

ثالثاً: الفرق بين wish والشرط التاني

Wish + past simple بنستخدمه لما نكون زعلانين أو عايزين موقف في الحاضر يبقى مختلف. مثلاً: I wish I had more savings.

Wish + could بنستخدمه لما نتكلم عن قدرة مش عندنا. مثلاً: I wish I could afford a holiday this year.

المعنى قريب من الشرط التاني، بس wish بيحمل مشاعر أكتر - عايز الدنيا تتغير. أما الشرط التاني فبيتقال أكتر في التخطيط: If I had more money, I would travel.

قاعدة مهمة: بعد if دايماً بنستخدم صيغة الماضي (had, won, were, didn't, could). وبعد would بنستخدم الفعل في صورته الأصلية (buy, travel, save, help).

الواجب: If I had more money...

المطلوب منك تكتب بوست قصير من تلات فقرات: فقرة عن إزاي بتدير فلوسك دلوقتي، فقرة بالشرط التاني عن إيه اللي هتغيره، وفقرة بـ wish عن حاجات عايزها تبقى مختلفة. استخدم كروت المراجعة فوق عشان ترسخ القواعد، وبعدين جرب تكتب!

Read and learn these finance words from Unit 15. You will use them again in the exercises below.

  • bills
    bills bɪlz
    Pieces of paper money issued by a government or bank; also written requests for payment of money owed for good
  • budget
    budget
    a sum of money allocated for a particular purpose
  • debt
    debt det
    A sum of money that is owed or due to someone. It refers to the state of owing something, typically money, to
  • loan
    loan ləʊn
    A sum of money that is borrowed and must be paid back, usually with interest.
  • mortgage
    mortgage ˈmɔːɡɪdʒ
    A mortgage is a legal agreement whereby a bank or lender provides money to buy a property, with the property i
  • rent
    rent rɛnt
    A regular payment made to a landlord for the use of property, especially a house or apartment.
  • salary
    salary ˈsæləri
    Money that someone receives regularly for work, usually calculated on a monthly or yearly basis.
  • savings
    savings ˈseɪvɪŋz
    Money that has been saved and set aside for future use.
Required

Match each finance definition on the left with the correct word from the bank.

Match each finance definition on the left with the correct word from the bank.

  • Money you receive from your job every month
  • Money you pay each month to live in a home
  • Money you keep in a bank for the future
  • Money the bank lets you have, which you must pay back
  • To have enough money to buy something
  • To use someone else's money and return it later
  • salary
  • rent
  • savings
  • loan
  • afford
  • borrow
Required

Sort the money words into the correct group: income (money you receive) or expenses (money you spend).

  • salary
  • bonus
  • pension
  • pocket money
  • rent
  • bills
  • groceries
  • transport

Income (money you receive)

Expenses (money you spend)

Required

Which verb is the correct collocation in this sentence? 'I always ___ my bills on time because I don't want any problems.'

  • earn
  • pay
  • borrow
Required

Complete the second conditional: 'If I ___ (have) more money, I would travel the world.'

If I won the lottery, I would travel around the world.

Read this second conditional sentence. Notice the past simple in the if-clause and 'would' + base verb in the main clause.

Required

Put the words in the correct order to make a second conditional sentence.

  1. I
  2. would
  3. buy
  4. a
  5. house
  6. if
  7. I
  8. won
Required

In the second conditional, we use 'will' in the main clause: 'If I had more money, I will travel.'

Required

Complete the wish sentence: 'I wish I ___ (have) a bigger salary.' Use the past simple after 'wish'.

Required

Read this wish sentence aloud. Notice how we use 'could' after 'wish' to talk about an ability. Focus on natural rhythm and falling intonation at the end.

I wish I could save more money.

PREPARE — Gathering ideas

Before you write, spend two minutes collecting ideas. Answer these questions in your notebook:

  • How do you manage money now? (salary, pocket money, parents help, savings, budget, etc.)
  • What would you buy or do if you had more money? (house, travel, car, give to family, etc.)
  • What do you wish were different about your money situation? (more savings, less debt, higher salary, etc.)

Choose three ideas: one for each paragraph. Keep your ideas simple so you can write clearly.

WRITE — Your blog post

Write a short blog post (about 100–140 words) with the title If I had more money…

  • Paragraph 1: How do you manage money now? Use finance vocabulary.
  • Paragraph 2: Use the second conditional to imagine what you would do.
  • Paragraph 3: Use wish to say what you would like to be different.

Useful forms:

  • Second conditional: if + past simple, would + base verb
  • Wish: wish + past simple or wish + could

Example opener: If I had more money, I would…

REVIEW — Check your writing

Read your blog post again and check these points:

  1. Second conditional form: Underline the if clause. Is the verb in the past simple? (had, won, were, didn't, could)
  2. Would + base verb: Underline the main clause. Does it use would + base verb (not will)?
  3. Wish + past simple / could: Check your wish sentences. Use had, lived, could, didn't.
  4. Paragraphs: Three short paragraphs? Each with a clear topic sentence?
  5. Finance vocabulary: At least four money words used correctly? (salary, budget, afford, save, bills, debt, etc.)
  6. Punctuation: Commas after if-clauses? Full stops at the end?
Required